Comments on: The extremely important Experian STATUS and DELETION dates http://creditfactors.com/2008/10/the-extremely-important-experian-status-and-deletion-dates/ FICO credit scores - settling debts - dealing with collectors ... Thu, 15 Apr 2010 04:08:55 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Christine http://creditfactors.com/2008/10/the-extremely-important-experian-status-and-deletion-dates/comment-page-1/#comment-55 Christine Sat, 13 Dec 2008 18:34:37 +0000 http://creditfactors.com/?p=463#comment-55 There's absolutely no reason to change the balance from N/A. You're in the credit repair business and SO clueless. I've removed the link to your site because you are another one of those outfits that lie, deceive and defraud. "We can legally stop the harassment through the Fair Debt Collection practices Act section 805." Of course anyone can send a cease & desist letter (which will NOT get the collection REMOVED from the credit) and then get sued. Debtors simply have to mail a letter stating that they do not wish to be contacted again. Of course THAT leaves the creditor/collector no option but to sue. How many of your clients ended up with judgment against them or had to settle due to your stupidity? "Using CSR eliminates the time invested in learning credit laws and drafting correspondence for the paper chase with the credit bureaus. It frees you from crafting carefully worded correspondence and following each dispute. The credit bureaus will be less inclined to view a credit challenge from a recognized credit restoration company as frivolous or unfounded." That HAS to be the most ridiculous lie I've seen in a while. "Credit restoration is as legal as pleading "not guilty" in a court of law." ANOTHER outrageous lie. "We personally do disputes for our clients verbally directly to the creditors, collection agencies and the credit bureaus." You have to be one of the dumbest people out there. You should be in jail. There’s absolutely no reason to change the balance from N/A. You’re in the credit repair business and SO clueless.

I’ve removed the link to your site because you are another one of those outfits that lie, deceive and defraud.

“We can legally stop the harassment through the Fair Debt Collection practices Act section 805.”

Of course anyone can send a cease & desist letter (which will NOT get the collection REMOVED from the credit) and then get sued.

Debtors simply have to mail a letter stating that they do not wish to be contacted again. Of course THAT leaves the creditor/collector no option but to sue. How many of your clients ended up with judgment against them or had to settle due to your stupidity?

“Using CSR eliminates the time invested in learning credit laws and drafting correspondence for the paper chase with the credit bureaus. It frees you from crafting carefully worded correspondence and following each dispute. The credit bureaus will be less inclined to view a credit challenge from a recognized credit restoration company as frivolous or unfounded.”

That HAS to be the most ridiculous lie I’ve seen in a while.

“Credit restoration is as legal as pleading “not guilty” in a court of law.”

ANOTHER outrageous lie.

“We personally do disputes for our clients verbally directly to the creditors, collection agencies and the credit bureaus.”

You have to be one of the dumbest people out there.

You should be in jail.

]]> By: RAB http://creditfactors.com/2008/10/the-extremely-important-experian-status-and-deletion-dates/comment-page-1/#comment-54 RAB Sat, 13 Dec 2008 18:02:59 +0000 http://creditfactors.com/?p=463#comment-54 I would totally say that you are analyzing your Experian report right. Experian should report last major delinquency within the Status details and should change recent balance from N/A to $ 0. I would totally say that you are analyzing your Experian report right. Experian should report last major delinquency within the Status details and should change recent balance from N/A to $ 0.

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