<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>CreditFactors &#187; myFICO Equifax FICTITIOUS late payments</title>
	<atom:link href="http://creditfactors.com/category/systemic-violations/myfico-equifax-fictitious-late-payments/feed/" rel="self" type="application/rss+xml" />
	<link>http://creditfactors.com</link>
	<description>FICO credit scores - settling debts - dealing with collectors ...</description>
	<lastBuildDate>Tue, 17 Apr 2012 23:44:45 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>FICO scores STILL create fictitious late payments on Equifax reports</title>
		<link>http://creditfactors.com/2010/06/fico-scores-still-create-fictitious-late-payments-on-equifax-reports/</link>
		<comments>http://creditfactors.com/2010/06/fico-scores-still-create-fictitious-late-payments-on-equifax-reports/#comments</comments>
		<pubDate>Fri, 04 Jun 2010 07:17:17 +0000</pubDate>
		<dc:creator>Christine</dc:creator>
				<category><![CDATA[myFICO Equifax FICTITIOUS late payments]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[FICO software bug]]></category>
		<category><![CDATA[FICTITIOUS late payments]]></category>
		<category><![CDATA[myFICO]]></category>

		<guid isPermaLink="false">http://creditfactors.com/?p=652</guid>
		<description><![CDATA[Over three years ago I documented that Equifax myFICO reports often contain entirely FICTITIOUS and extremely FICO score lowering RECENT late payments.  A FICO scoring software &#8220;bug&#8221; misinterpreted the charge-off reporting as late payment. This can NOT be fixed by Equifax as the Equifax direct report does not contain these late payments. I notified Fair [...]]]></description>
		<wfw:commentRss>http://creditfactors.com/2010/06/fico-scores-still-create-fictitious-late-payments-on-equifax-reports/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

