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	<title>CreditFactors &#187; General</title>
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	<description>FICO credit scores - settling debts - dealing with collectors ...</description>
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		<title>Part 1:  Trans Union FICO score 738 with two charge-offs</title>
		<link>http://creditfactors.com/2011/03/part-1-trans-union-fico-score-738-with-two-charge-offs/</link>
		<comments>http://creditfactors.com/2011/03/part-1-trans-union-fico-score-738-with-two-charge-offs/#comments</comments>
		<pubDate>Sun, 06 Mar 2011 17:25:12 +0000</pubDate>
		<dc:creator>Christine</dc:creator>
				<category><![CDATA[FICO scores]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[disputed tradelines]]></category>

		<guid isPermaLink="false">http://creditfactors.com/?p=825</guid>
		<description><![CDATA[The client&#8217;s credit reports contained only 4 accounts: A positive student loan, two charge-offs with $0 balances and a Palisades collection. Due to the low number of accounts, it is easy to document how FICO scores rate accounts.  Tradelines reported by creditors as disputed are NOT rated as derogatory, but DO count for the so [...]]]></description>
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		<title>New blogs on credit reports, collections and credit litigation</title>
		<link>http://creditfactors.com/2010/03/new-blogs-on-credit-reports-collections-and-credit-litigation/</link>
		<comments>http://creditfactors.com/2010/03/new-blogs-on-credit-reports-collections-and-credit-litigation/#comments</comments>
		<pubDate>Sat, 13 Mar 2010 08:52:45 +0000</pubDate>
		<dc:creator>Christine</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[litigation]]></category>

		<guid isPermaLink="false">http://creditfactors.com/?p=646</guid>
		<description><![CDATA[I haven&#8217;t had time to post here because I&#8217;ve been very busy setting up new blogs at Liars and Cheats EXPOSED: BBVA Compass Bank CLOSED my Accounts to RETALIATE for my Publications Cohen &#38; Slamowitz Unfair Collection Litigation Practices Credit Bureau Experian and DeVry Reporting False Late Payments and Refusal to Delete Credit Reporting and [...]]]></description>
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		<title>Major upgrade to the CreditFactors Knowledgebase</title>
		<link>http://creditfactors.com/2010/02/major-upgrade-to-the-creditfactors-knowledgebase/</link>
		<comments>http://creditfactors.com/2010/02/major-upgrade-to-the-creditfactors-knowledgebase/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 08:41:23 +0000</pubDate>
		<dc:creator>Christine</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://creditfactors.com/?p=638</guid>
		<description><![CDATA[KBPublisher is the software I&#8217;m using to organize CreditFactors subscriber resources and it currently contains 166 articles on credit reporting, disputes, FICO credit scoring, dealing with collectors and lawsuits &#8212; all organized by category and searchable. I have been using the free KBPublisher software since 2007 after trying software costing $500 and more and I [...]]]></description>
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		<title>Welcome to the new CreditFactors blog</title>
		<link>http://creditfactors.com/2008/09/welcome-to-the-new-creditfactors-blog/</link>
		<comments>http://creditfactors.com/2008/09/welcome-to-the-new-creditfactors-blog/#comments</comments>
		<pubDate>Wed, 03 Sep 2008 05:42:12 +0000</pubDate>
		<dc:creator>Christine</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://creditfactors.com/pro/?p=208</guid>
		<description><![CDATA[I hadn&#8217;t done any major updates for my CreditFactors site since 2003. Now that I&#8217;m almost done, I know why: It&#8217;s a LOT of work! I decided to move the site to a BLOG format and to focus on FICO scores, bugs, new discoveries, credit reporting and collection issues. With over 2000 posts, the CreditSuit.org [...]]]></description>
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