Which credit reports should I order for the Credit Analysis?

I can ONLY work with the reports at https://www.myfico.com/.

Currently it is most cost effective to order the Equifax ScoreWatch as it comes with 2 free myFICO reports and then cancel within the 30 day trial.

If your scores are critical, I recommend continued subscription to Equifax ScoreWatch.  While it is also available at Equifax, the format is DIFFERENT and not acceptable for my Credit Analysis.

Order the Suze Orman Kit (ignore her horrible advice) for the Trans Union and Experian myFICO reports.  Unlike the standard and complete myFICO reports, they'll remain online for a year.

Please READ the myFICO offers and make sure that they didn't change the terms.

Sometimes I also recommend reviewing the CRA direct reports or even a tri-merged, but that depends on YOUR credit problems.  For the initial Credit Analysis I need the myFICO full reports (not tri-merged).

In most cases I only need the myFICO reports and I review the free CRA direct reports with the investigation results -- saving you a few dollars.