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CreditFactors Knowledgebase and Member Forum
$45 for a 6-months CreditFactors subscription
$75 for a 1-year CreditFactors subscription
Currently a 1-yr CreditFactors subscription is INCLUDED with all personal credit services.
Subscribers who purchased the CreditFactors subscription up to 60 days prior to ordering personal services will receive a full refund and have their subscription extended to a year from the original order date.
Details about the CreditFactors subscription
Credit Review: $190 (3 hours)
For new clients only. If you’re not sure what to do about your debts, whether it’s worth your while to work on improving your credit, how to deal with specific creditors and collectors and you don’t want to post in the CreditFactors forum, this service with your PRIVATE forum is for you.
Debt Settlement
I have to review your credit reports and discuss your financial situation PRIOR to settling accounts. In MANY cases I do NOT recommend settling at all because the credit rating would not improve and it is just a waste of money. Often OTHER steps should be taken.
My hourly rate for debt settlement is lower because it involves lots of holding on the telephone and clerical tasks that don’t justify my regular rate.
$300 Debt Settlement (6 hours) (Credit Activist):
$600 Debt Settlement (6 hours) (no publication):
Credit Analysis
Please order your Trans Union and Equifax credit reports with the FICO scores PRIOR to ordering the Credit Analysis to ensure that your reports aren’t blocked. Since myFICO no longer sells Experian reports, please provide the Experian direct report.
If you’re not sure what to order, please order the Credit Review.
MORE about the Credit Analysis
$900 Credit Analysis (10 hours) (Credit Activist):
$1,800 Credit Analysis (10 hours) (no publication):
Credit Analysis with 5 hours for 2-3 derogatory accounts
Obviously, everything takes a lot less time with fewer accounts and if you only have 2 or 3 derogatory accounts, this option is for you.
This service can also be used to order 5 additional consulting hours by existing clients.
$500 Credit Analysis (5 hours) (Credit Activist):
$1,000 Credit Analysis (5 hours) (no publication):
Additional Consulting Hours
Only for existing clients!
$200 Credit Consultation (2 addtl. hours) (Credit Activist):
$400 Credit Consultation (2 addtl. hours) (no publication):
$100 Credit Consultation (1 addtl. hour) (Credit Activist):
$200 Credit Consultation (1 addtl. hour) (no publication):
I do not offer telephone consultations.
Please try the psychic hot-line.
For details please see my post at CreditSuit.org:
Reader mail: telephone credit and bankruptcy consultation?
Questions? Please check the CreditFactors FAQ or contact me.
