Another interesting excerpt from the Midland / Brent opinion:
In addition to clerical mistakes, the Sixth Circuit has also allowed the bona fide error defense for mistakes of law.
Jerman, 538 F.3d at 472-73. The debt collector in Jerman sent a letter that included the statement that a dispute of the debt must be made in writing. [...]
CreditFactors Services
-
Recent Posts
- Major upgrade to the CreditFactors Knowledgebase
- ONE inquiry is the 3rd negative factor for 725 Equifax FICO score
- Update: White v. Experian class action settlement
- Collections do NOT have to be disputed “in writing”
- Class action: federal court holds “personal knowledge” in debt buyer Midland affidavit “patently false”
Categories
- After bankruptcy reporting (3)
- Analyzing myFICO reports 101 (4)
- court ruling (2)
- Debt buyers (2)
- FICO scores (1)
- FTC Complaint (1)
- General (2)
- Illegal collection practices (2)
- Proposed Legislative Changes (2)
- Systemic violations (5)
News Releases and Open Letters
- 2/26/07: Open Letter to Fair Isaac Regarding its Addition of FICTITIOUS Derogatory Data to Credit Reports and Sale of Defective myFICO Reports
- 3/7/06: Notice to Arizona Department of Financial Institutions of First Magnus Financial Corporation Payments of Illegal Kickbacks (RESPA) And False Advertising (TILA)


