Here we go again, another student loan Experian reporting problem and insane investigation results along with SYSTEMIC false and incomplete Afni collection reporting and strange Experian legal advice. My email to attorney Chang (Jones Day, counsel for Experian in my case against it) is posted below.
1) Experian’s refusal to report the rehabbed student loan as “paid [...]
CreditFactors Services
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Recent Posts
- Arthur Miller v. Cohen & Slamowitz: attorney’s failure to conduct meaningful review violates FDCPA
- You do NOT owe income tax after settling collections if you were INSOLVENT
- FICO scores STILL create fictitious late payments on Equifax reports
- Experian refusal to investigate factual credit disputes and FALSE accusations of FRAUD
- New blogs on credit reports, collections and credit litigation
Categories
- After bankruptcy reporting (3)
- Analyzing myFICO reports 101 (4)
- court ruling (2)
- Debt buyers (2)
- Debt Settlement (1)
- FICO scores (1)
- FTC Complaint (1)
- General (3)
- Illegal collection practices (3)
- Proposed Legislative Changes (2)
- Systemic violations (7)
- Experian lates AFTER charge-off (2)
- Experian MISSING date of first delinquency or charge-off for ALL collections (1)
- Experian MISSING date of first delinqueny / charge-off (2)
- Experian refusal to investigate factual disputes (1)
- myFICO Equifax FICTITIOUS late payments (1)
- Student loan balances higher than high credit (2)
News Releases and Open Letters
- 2/26/07: Open Letter to Fair Isaac Regarding its Addition of FICTITIOUS Derogatory Data to Credit Reports and Sale of Defective myFICO Reports
- 3/7/06: Notice to Arizona Department of Financial Institutions of First Magnus Financial Corporation Payments of Illegal Kickbacks (RESPA) And False Advertising (TILA)


