When debt buyer Midland (Encore owned) sued Brent in Ohio state court for an OLD Associates (now CitiFinancial) debt, she retained an attorney who removed the case to federal court. He filed counter claims for violations of the FDCPA as well as Ohio law and went on to file for class certification. Judge Katz recently […]
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- Christine on White v. Experian et al: CRAs must update SOME discharged accounts after bankruptcy filing
- Avor Hardy on White v. Experian et al: CRAs must update SOME discharged accounts after bankruptcy filing
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- ferris Valentine on FCRA Section 623(a) violations do NOT result in legal claims for consumers
- Christine on The extremely important Experian STATUS and DELETION dates
Categories
- After bankruptcy reporting (4)
- Analyzing myFICO reports 101 (4)
- court ruling (2)
- Credit litigation (1)
- Debt buyers (4)
- Debt Settlement (4)
- Experian refusal to correct (2)
- FICO scores (7)
- FTC Complaint (1)
- General (7)
- Illegal collection practices (3)
- IRS 1099 (1)
- Mortgage lending (1)
- Proposed Legislative Changes (2)
- Restablishing credit (1)
- Systemic violations (10)
- Debt buyers fraudulent interest charges (1)
- Experian lates AFTER charge-off (2)
- Experian MISSING date of first delinquency or charge-off for ALL collections (1)
- Experian MISSING date of first delinqueny / charge-off (2)
- Experian refusal to investigate factual disputes (2)
- myFICO Equifax FICTITIOUS late payments (2)
- Student loan balances higher than high credit (2)
News Releases and Open Letters
- 2/26/07: Open Letter to Fair Isaac Regarding its Addition of FICTITIOUS Derogatory Data to Credit Reports and Sale of Defective myFICO Reports
- 3/7/06: Notice to Arizona Department of Financial Institutions of First Magnus Financial Corporation Payments of Illegal Kickbacks (RESPA) And False Advertising (TILA)