The most recent collection (Asset Acceptance) was assigned in 7/10 and it IS rated despite the dispute notation. My client just received his new mortgage credit report: EQUIFAX/FACTA BEACON 5.0 SCORE: 678 00038 – SERIOUS DELINQUENCY, AND DEROGATORY PUBLIC RECORD OR COLLECTION FILED 00018 – NUMBER OF ACCOUNTS WITH DELINQUENCY 00014 – LENGTH OF TIME […]
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- Christine on White v. Experian et al: CRAs must update SOME discharged accounts after bankruptcy filing
- Avor Hardy on White v. Experian et al: CRAs must update SOME discharged accounts after bankruptcy filing
- Christine on FCRA Section 623(a) violations do NOT result in legal claims for consumers
- ferris Valentine on FCRA Section 623(a) violations do NOT result in legal claims for consumers
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Categories
- After bankruptcy reporting (4)
- Analyzing myFICO reports 101 (4)
- court ruling (2)
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- Illegal collection practices (3)
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- Proposed Legislative Changes (2)
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- Systemic violations (10)
- Debt buyers fraudulent interest charges (1)
- Experian lates AFTER charge-off (2)
- Experian MISSING date of first delinquency or charge-off for ALL collections (1)
- Experian MISSING date of first delinqueny / charge-off (2)
- Experian refusal to investigate factual disputes (2)
- myFICO Equifax FICTITIOUS late payments (2)
- Student loan balances higher than high credit (2)
News Releases and Open Letters
- 2/26/07: Open Letter to Fair Isaac Regarding its Addition of FICTITIOUS Derogatory Data to Credit Reports and Sale of Defective myFICO Reports
- 3/7/06: Notice to Arizona Department of Financial Institutions of First Magnus Financial Corporation Payments of Illegal Kickbacks (RESPA) And False Advertising (TILA)