Here we go again, another student loan Experian reporting problem and insane investigation results along with SYSTEMIC false and incomplete Afni collection reporting and strange Experian legal advice. My email to attorney Chang (Jones Day, counsel for Experian in my case against it) is posted below. 1) Experian’s refusal to report the rehabbed student loan as [...]
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Recent Posts
- Complaint to NM AG: debt buyer interest charges while account NOT owned
- The new Experian payment history legend, Verizon bizarre reporting and Experian incorrect verification
- Capital One purchased HSBC (Orchard) – will they continue to offer BOTH cards?
- 4.25% 30-year fixed rate FHA mortgage with several UNPAID collections
- Part 1: Trans Union FICO score 738 with two charge-offs
Categories
- After bankruptcy reporting (3)
- Analyzing myFICO reports 101 (4)
- court ruling (2)
- Debt buyers (3)
- Debt Settlement (1)
- Experian refusal to correct (1)
- FICO scores (4)
- FTC Complaint (1)
- General (4)
- Illegal collection practices (3)
- Mortgage lending (1)
- Proposed Legislative Changes (2)
- Restablishing credit (1)
- Systemic violations (8)
- Debt buyers fraudulent interest charges (1)
- Experian lates AFTER charge-off (2)
- Experian MISSING date of first delinquency or charge-off for ALL collections (1)
- Experian MISSING date of first delinqueny / charge-off (2)
- Experian refusal to investigate factual disputes (1)
- myFICO Equifax FICTITIOUS late payments (1)
- Student loan balances higher than high credit (2)
News Releases and Open Letters
- 2/26/07: Open Letter to Fair Isaac Regarding its Addition of FICTITIOUS Derogatory Data to Credit Reports and Sale of Defective myFICO Reports
- 3/7/06: Notice to Arizona Department of Financial Institutions of First Magnus Financial Corporation Payments of Illegal Kickbacks (RESPA) And False Advertising (TILA)
