A client in WA closed last week with two reported UNPAID collections for about $15,000. Additionally, his most recently tax lien (now released) was just filed last December and he had several settled collections and judgments. I’m so happy we didn’t have to settle with LVNV. Wife’s FICO scores were around 800 with obviously perfect [...]
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Recent Posts
- Capital One purchased HSBC (Orchard) – will they continue to offer BOTH cards?
- 4.25% 30-year fixed rate FHA mortgage with several UNPAID collections
- Part 1: Trans Union FICO score 738 with two charge-offs
- Quicken Loans’ refusal to provide mortgage rate for 730 FICO score
- NCO utility collection after move lowers FICO scores by over 100 points
Categories
- After bankruptcy reporting (3)
- Analyzing myFICO reports 101 (4)
- court ruling (2)
- Debt buyers (2)
- Debt Settlement (1)
- FICO scores (4)
- FTC Complaint (1)
- General (4)
- Illegal collection practices (3)
- Mortgage lending (1)
- Proposed Legislative Changes (2)
- Restablishing credit (1)
- Systemic violations (7)
- Experian lates AFTER charge-off (2)
- Experian MISSING date of first delinquency or charge-off for ALL collections (1)
- Experian MISSING date of first delinqueny / charge-off (2)
- Experian refusal to investigate factual disputes (1)
- myFICO Equifax FICTITIOUS late payments (1)
- Student loan balances higher than high credit (2)
News Releases and Open Letters
- 2/26/07: Open Letter to Fair Isaac Regarding its Addition of FICTITIOUS Derogatory Data to Credit Reports and Sale of Defective myFICO Reports
- 3/7/06: Notice to Arizona Department of Financial Institutions of First Magnus Financial Corporation Payments of Illegal Kickbacks (RESPA) And False Advertising (TILA)
