Please check my 3/7/13 posting on 1099-Cs for important updates! I’m currently working with a client who is considering settling debts and concerned with having to pay income tax as his accounts are still owned by the original creditors. So I did some research and I just reviewed the current rules. As always, I’m NOT […]
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- Christine on White v. Experian et al: CRAs must update SOME discharged accounts after bankruptcy filing
- Avor Hardy on White v. Experian et al: CRAs must update SOME discharged accounts after bankruptcy filing
- Christine on FCRA Section 623(a) violations do NOT result in legal claims for consumers
- ferris Valentine on FCRA Section 623(a) violations do NOT result in legal claims for consumers
- Christine on The extremely important Experian STATUS and DELETION dates
Categories
- After bankruptcy reporting (4)
- Analyzing myFICO reports 101 (4)
- court ruling (2)
- Credit litigation (1)
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- Experian refusal to correct (2)
- FICO scores (7)
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- Illegal collection practices (3)
- IRS 1099 (1)
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- Proposed Legislative Changes (2)
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- Systemic violations (10)
- Debt buyers fraudulent interest charges (1)
- Experian lates AFTER charge-off (2)
- Experian MISSING date of first delinquency or charge-off for ALL collections (1)
- Experian MISSING date of first delinqueny / charge-off (2)
- Experian refusal to investigate factual disputes (2)
- myFICO Equifax FICTITIOUS late payments (2)
- Student loan balances higher than high credit (2)
News Releases and Open Letters
- 2/26/07: Open Letter to Fair Isaac Regarding its Addition of FICTITIOUS Derogatory Data to Credit Reports and Sale of Defective myFICO Reports
- 3/7/06: Notice to Arizona Department of Financial Institutions of First Magnus Financial Corporation Payments of Illegal Kickbacks (RESPA) And False Advertising (TILA)