I offer a 50% discount to clients who allow me to use their credit reports and dispute / collection experiences to document systemic violations of consumer laws or unfair practices and abuse.
I do NOT disclose my clients’ personal information.
A typical example:
5/4/07 - FICO scores add FICTITOUS Equifax late payments long after charge-off
There is no question that Fair Isaac’s software CREATES late payments that are NOT reported by creditors to Equifax and Experian.
I have discussed the issue with Fair Isaac’s Barry Paperno who claims that the late payments on the myFICO reports are merely a “display” issue and NOT rated for the FICO scores. However, my documentation PROVES without any doubt that this is a blatant lie with regards to the Equifax FICO scores.
I have been widely publicizing this devastating FICO scoring bug.
Unfortunately, most politicians are bought and paid for by the industry. If you believe your favorite politician is different and willing to take action, please do send him/her my page and I’ll be happy to provide more information.
It took me 7 years to get Capital One to report the credit limits, including years of litigation in federal court, and Fair Isaac will probably eventually update its scoring formulas and replace this bug with another.
In the meantime, millions of consumers will at least be able to KNOW about this problem and hopefully somebody will sue Fair Isaac.
There are many systemic credit scoring and reporting problems and the only realistic solution is to LEAVE this corrupt credit and banking system.
I’m very happy to be able to offer a SOLUTION: the COMMON GOOD BANK.
Hopefully the first common good bank will open next year. PLEASE sign up and support the common good bank and its revolutionary concepts including true democracy.
Within a few years, conventional banks, credit bureaus and my services could be obsolete.
I’m looking forward to doing something a lot more productive.
So PLEASE put me out of business, watch the slide show and sign up for the common good bank!
