A client who needed to re-establish credit just received his new Orchard and Capital One cards with $300 limits. [Added 9/2/11: Another client who filed for Ch. 7 bankruptcy 6 months ago was approved for a $500 Orchard card, Purchases APR 14.90%, annual fee $19. Capital One did NOT have anything for him and there’s […]
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Recent Posts
Recent Comments
- Christine on White v. Experian et al: CRAs must update SOME discharged accounts after bankruptcy filing
- Avor Hardy on White v. Experian et al: CRAs must update SOME discharged accounts after bankruptcy filing
- Christine on FCRA Section 623(a) violations do NOT result in legal claims for consumers
- ferris Valentine on FCRA Section 623(a) violations do NOT result in legal claims for consumers
- Christine on The extremely important Experian STATUS and DELETION dates
Categories
- After bankruptcy reporting (4)
- Analyzing myFICO reports 101 (4)
- court ruling (2)
- Credit litigation (1)
- Debt buyers (4)
- Debt Settlement (4)
- Experian refusal to correct (2)
- FICO scores (7)
- FTC Complaint (1)
- General (7)
- Illegal collection practices (3)
- IRS 1099 (1)
- Mortgage lending (1)
- Proposed Legislative Changes (2)
- Restablishing credit (1)
- Systemic violations (10)
- Debt buyers fraudulent interest charges (1)
- Experian lates AFTER charge-off (2)
- Experian MISSING date of first delinquency or charge-off for ALL collections (1)
- Experian MISSING date of first delinqueny / charge-off (2)
- Experian refusal to investigate factual disputes (2)
- myFICO Equifax FICTITIOUS late payments (2)
- Student loan balances higher than high credit (2)
News Releases and Open Letters
- 2/26/07: Open Letter to Fair Isaac Regarding its Addition of FICTITIOUS Derogatory Data to Credit Reports and Sale of Defective myFICO Reports
- 3/7/06: Notice to Arizona Department of Financial Institutions of First Magnus Financial Corporation Payments of Illegal Kickbacks (RESPA) And False Advertising (TILA)