Category Archives: Experian lates AFTER charge-off

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My published complaint to the FTC about the Experian lates after charge-off or collection

My DRAFT complaint to the FTC is posted at I have not received a response from Experian or DeVry and I’ll snail mail everything next week to the FTC. That DeVry would DELIBERATELY destroy their former students’ credit and lives is beyond belief.   Obviously, that’s a school to be avoided at any cost. Very important, […]

Experian’s LACK of reasonable procedures: lates after chargeoff

TYPICAL Experian OBVIOUS incorrect reporting includes late payments AFTER an account was charged off. The Trans Union FICO score WITH this account (including an incorrect balance), 5 public records and 2 collections is 689. As POSITIVE TU score factor Fair Isaac lists: You’ve recently been paying your bills on time. Your most recent late payment […]

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